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Frequently Asked Question:

You can find answers to some of the most asked questions on this page. Please contact us if you have more questions.

1. Why Should I Use a Broker?
Your broker will be your credit adviser and will help you choose a mortgage from your preferred lender while exploring all of your credit options with you. Your broker will work closely with your Lender, Real Estate Agent, Lawyer, Appraiser and Home Inspector to smooth the process for you.

2. What if a Bank Will Not Approve Me For a Mortgage?
Banks want to deal with clients who have near perfect credit. Mortgage Brokers deal with Banks, Finance companies and Mortgage Investment Companies that have more lenient approval criteria. Some lenders specialize in lending to clients who have been denied credit by banks. We will explore all of your options for you to obtain your desired financing.

3. What if I Have a Great Relationship with My Bank?
Banks are limited to selling their own mortgage products. Brokers will research all the banks and financial institutions and present you with a variety of choices from which you can choose the mortgage that best fits
your circumstances.

4. Can I Use a Broker for Equity Take Outs, Consolidating My Debts, Refinancing or Renewing My Mortgage?
Absolutely. Brokers can do all of these for you plus more. In most cases,
at no charge for you whatsoever. APPLY ONLINE or CONTACT US today for your
free consultation on all of your credit needs.